April 23, 2014 |
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Affordable Care Act (ObamaCare)

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Opening date to sign up for coverage: October 1, 2013
Closing date to sign up for coverage: March 31, 2014

The Affordable Care Act includes sweeping changes and a number of options in healthcare coverage.  There are a wide variety of resources available online that provide information about these options, and how to choose what is best for you.  The staff of the Toledo-Lucas County Public Library can direct you to those resources.

Making the correct healthcare choices requires an understanding of each person’s or family’s unique health and financial circumstances.  Members of the Toledo-Lucas County Public Library staff are not trained or licensed to provide advice or to assist you in selecting a specific health plan, but can provide information and direction to public resources about the Affordable Care Act that will help you make your own choices.

For Individuals, Families and the Self-Employed:

To Speak to Someone Who Can Answer Your Questions:

24/7 federal hotline—Speak with a live person for information about the new law and how to find coverage at: 1.800.318.2596. Speakers available in Spanish.


Finding Navigators

Navigators will be at the following locations.  For schedule information at a location, or to make an appointment, call 419.214.0043.

Cordelia Martin Health Center
430 Nebraska Avenue

Navarre Park Health Center
1020 Varland Ave.

Center for Health Services
2150 W. Central Avenue

The Source
1301 Monroe Street

Toledo-Lucas County Public Libraries:

Main Library
325 N. Michigan St.

Heatherdowns Branch
3265 Glanzman Road

Sanger Branch
3030 W. Central

Reynolds Corner Branch
4833 Dorr St.

St. Lukes Hospital
5901 Monclova Rd., Maumee

Informative Websites:
Healthcare website  
The main federal information site, with information for everybody.

If You Have Health Insurance
What to know if you already have health insurance.

What if Someone Doesn’t Have Health Insurance?
Tells you the fees for not having coverage, as well as who may be exempt from paying the fee for non-coverage.

How Can I Get Ready to Enroll in the Marketplace? 
Definitions of important words to know.

How Do I Apply for Marketplace Coverage?
Tells you what steps to take to enroll on the marketplace exchange.

Finding Your Insurance Plan
Answer a few questions to find out more about the insurance options available to you. Click the box in the lower right side of the screen for a live chat with someone who can help.

The Site to Choose and Sign on For Coverage
This is your starting point to sign on for coverage in the marketplace.

What if I’m Self-Employed? 

Don’t Get Taken!  Watch Out for These Scams and Frauds
Scammers are trying to charge for information, get information to steal identities, and more!  Learn to protect yourself from these frauds.

Ohio Department of Insurance.  FAQs on the New Healthcare Law
A frequently asked question page explaining the new insurance exchanges, the penalties for non-insurance,  and whether or not you need to sign up for new insurance.

Kaiser Foundation Subsidy Calculator
Some people will be eligible for a subsidy for their health insurance.  If you would like to get an idea of whether you might be eligible, and how much financial help you may be able to get, try this website.

Tax Provisions for Individuals and Families 
What do you need to know about taxes and the new health care law?

Ohio Department of Insurance 
What you need to know about Affordable Care Act (ObamaCare) scams and how to avoid them. 

Window Shopping for Policies
The most relevant information for you before you apply for coverage in the Marketplace.

For Businesses:

To Speak to Someone Who Can Answer Questions
Small Business Healthcare Hotline: 1.800.706.7893 (TTY users: 1.800.706.7915).  Monday through Friday 9 a.m.-5 p.m.

Informative Websites:
Information for Small Business

Information for Business

SBA Health Care Law Information Page  
More in-depth coverage of the new health care law for business, with a glossary of terms, a timeline, and scheduled webinars.

Do I Have to Offer Health Insurance to My Employees?

What if My Business Has 50 or More Employees? 
Find out how ACA affects you.

Tax Provisions for Business 
What impact will the new law make on business taxes?

FAQs for Business
Answers commonly asked questions about the new law and business.

Text of the Affordable Care Act:
Read the Law
Includes links to the full text of the law, the Supreme Court decision on the law


Marketplace Application Process


Marketplace Enrollment Process


What is the Health Insurance Marketplace?


Community Events

 The NHA Navigators’ Schedule for TLCPL Locations


Main Library (in the Wintergarden)

Thursdays, from1-7 p.m.

Sanger Branch

Tuesdays, from 12-6 p.m.

For more times and locations around Lucas County, please call the Neighborhood Health Association at (419) 214-0043.